Universal life policies combine the benefits of term life insurance with investment savings. Like term life insurance, coverage is for a set period of time, for coverage that you need. In addition to the premium, there is an investment portion paid. The benefit to arranging a Universal life policy is the high level of flexibility with what can be done with the long-term investment portion of the policy. The investment could be used to pay for later policy premiums, or can be withrawn over time.

Borrowing Entitlements

Universal life policies allow policyholders to borrow against the accumulated cash value without Canadian tax implications. This often provides attractive retirement strategy or savings opportunity.

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We can help. A Universal Life insurance policy will give you the certainty needed for peace of mind, with the added benefit of tax-free growth of investment. Request a free, no-obligation quote from us, and we’ll get back to you soon. Just click the Insurance Button below.

Financial Security

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Alberta term life insurance for mortgage debt and income replacement.

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Alberta term life insurance for mortgage debt and income replacement.

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Alberta term life insurance for mortgage debt and income replacement.

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Alberta term life insurance for mortgage debt and income replacement.

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