Financial Security
Financial Security begins with strong family foundations. Invest in your future. Invest in your family.
Request a No Obligation ReviewPermanent Insurance is arranged to handle final expenses and estate needs.
Final Expenses & Estate Needs
Funeral costs have risen dramatically over the past decade in Canada. In Canada, a burial can cost the deceased’s family from $5,000 to $15,000 and more, depending on the type of casket arranged for, and additional requirements such as flowers, hearse, embalming, organist and decorations. Cremation costs, while generally less expensive than burial, also require additional costs for a ceremony with affiliated costs. Estate needs are extremely individual and may also include charity giving to causes important throughout a lifetime. Permanent Insurance can be arranged to cover the costs estimated for funeral and other final costs, so you can save your family the stress and cost of your funeral at a sensitive and emotional time.
Permanant Insurance Details
Depending on the insurance company, Permanent Insurance can be arranged for coverage amounts as low as $2,000 and are typically in the amounts of $10,000, $15,000, $50,000. Some companies offer Permanent Insurance suitable for seniors not wishing health underwriting. In some cases, an employer plan may cover funeral expenses. One of our qualified life insurance advisors can help you determine the details on any existing policies and determine your Permanent Insurance needs. If you are not sure, it is worth checking and takes very little time.
Cash-value Insurance
Our qualified Permanent Insurance advisors can also help you to understand cash-value aspects typical with the policies. Often, premiums paid gain value over the lifetime of the policy, while monthly fees do not increase. This structure allows for cash to accumulate in the policy, which may be available prior to estate time or at estate time for the benefit of yourself or family left behind. Arranging for Permanent Insurance is one of the most thoughtful gifts you can arrange for those left behind.
Obtain Your Permanent Life Insurance Quote Now
We can help. A Permanent Life insurance policy will give you the certainty needed for peace of mind. Request a free, no-obligation quote from us, and we’ll get back to you soon. Just click the Insurance Button below.
